The Most Flexible Weeks Exchange System in the World

Julia G. - RCI Weeks News and InformationHello again. Today I wanted to blog about getting the most flexibility out of the new RCI Weeks exchange system. Over the years, our subscribing members have told us that they want more flexibility from their RCI Weeks membership and now we are doing exactly that. We have just introduced enhancements that give our members many more choices when making an exchange.

Consider this: you have a Deposit with a trading power of 20. You find an exchange vacation you want with a trading power of 15. You confirm that vacation (never wait as it may not be available later!) and immediately get a Deposit Credit on your account that has a trading power of 5.

Now, take that Deposit Credit with a trading power of 5 and search for a second exchange vacation. There are plenty of exchange vacation choices in the system with an Exchange Trading Power of 5. Find and confirm that second vacation and you have successfully used your one, original deposit to get 2 vacations. Pretty cool!

Now, take the original example in which your Deposit has a trading power of 20.  What happens if you find a great exchange vacation but it has an Exchange Trading Power of 25? No problem! You have at least 2 choices here. You can use any Deposit Credits you have on your account and combine them with your unused Deposit and hopefully that will give you enough trading power to obtain that exchange vacation with a trading power of 25. OR, you can deposit your next year’s vacation week, and combine it together with your current unused Deposit to have more Deposit Trading Power to be able to confirm that exchange vacation with higher Exchange Trading Power.

The icing on the cake is that even after combining your Deposits and confirming the exchange; you still get a Deposit Credit on your account for the difference between the trading power of the Deposit you used and the trading power of the exchange vacation.

One piece of advice, don’t ever let your Deposit Credits or Deposits expire. You never know when you are going to need that extra Deposit Trading Power to book the exchange vacation that you want. For more information on combining deposits, check out our educational videos on RCI TV or visit Inside RCI.

How will you use this new flexibility? Any ideas?

Comments for The Most Flexible Weeks Exchange System in the World

Name: Joyce Mitchell
Time: Saturday, December 11, 2010

I have read everyone comment and I have not have the experence with RCI as everyone else. I have not been able to use it. I pay every month and I still have to pay for hotel when I go on vacation because it nothing available and I search a year out. After I bank my week, that when I can see what available and it nothing. I lost my week at my resort. I feel like they are taking my money. They do not tell you everything when you purchase the timeshare and you find out later that it is not all true what they tell you. Now the tell you to purchase a membership (fishing license) that you might get the resort that you want. I am paying for something that I can use.

Name: Mgoblue
Time: Sunday, December 12, 2010

Thanks for the post! This is very helpful. One item that I'm having difficulty find the answer for - if we bank further ahead, do we have less time to then use the deposits? For example, if we bank our 2011 and 2012 weeks today, do they expire at the same time, orwould the 2012 week have an additional year?

Name: RCI
Time: Tuesday, December 14, 2010

Hi Joyce, thanks for reading the RCI Blog. We're sorry to hear of your frustrations and would like to see if we can help you find a vacation that you'll enjoy. Please send an email to us at with your contact info and we'll be happy to give you a call.

Name: RCI
Time: Tuesday, December 14, 2010

Hi there Mgoblue, thanks for reading! Depositing your week early will not reduce the amount of time you have to use your Deposit. The time you have to use your Deposit is based on your vacation week’s check-in date and the date of deposit. Depending on when you choose to deposit you can travel up to 2 years before through 1 year past the check-in date of your deposited week. For example, if you have a week with a check-in date of January 1, 2011, depending on when you deposit your travel window can extend from January 1, 2009 through January 31, 2012. Depositing early gives you more time to plan your travel using your Deposit and can help increase your Deposit Trading Power. We suggest depositing 2 years to 9 months in advance of the start date of your week to get 100% of your available Deposit Trading Power, to use when exchanging. To learn more about depositing, exchanging and the other ways to get the most out of your membership check out

Name: old hand
Time: Wednesday, December 29, 2010

We've been exchanging for roughly 25 years. I now have question about trading power. Assume I have a credit of 5 now, and will deposit 2 weeks for 2011, each with trading power of 30 for a total of 65. I may want to request something that is 36-39 so I would need trading power from all. Is it possible, and what are downsides of combining all trading powers in one transaction? (I see that there is a fee of $99 for each combination transaction.) Are there restrictions? How would it work if I requested something with a trading power of 25, assuming I combines everything? Do we still have 2 year window to use an exchange? We used to have 2 years to complete an exchange but an answer above to Mgoblue seems to indicate 1 year. Is that a change?

Name: old hand
Time: Thursday, December 30, 2010

AFter reading the info on combining credits, I was left with the impression that one could lose 'trading power' after doing a combine. For example, if the trading power of a week is 30, and 2 deposits are combined for a total of 60, and a vacation was booked for 39, the write up implied the second week would be lost. Would the remaining credits disappear? The info stated something about losing a week - so I wasn't clear how one loses if 2 weeks are combined.

Name: Walldna
Time: Tuesday, January 4, 2011

I own a red week at Castleburn resort # 3245 2BD. I have been banking my week with RCI since 2004. The following is a list of my trades. Wyndham Vacation Resorts Panama City Beach (#A659) Stayed at this resort twice. Wyndham Ocean Palms (#5992) Stayed at this resort twice. Monarch at Sea Pines Resort (#0336) Stayed at this resort twice. Wyndham Kona Hawaiian Resort (#5971) Coral Reef Resort (#3975) Egret Point by Spinnaker (#4223) Waterside by Spinnaker (#5366) Since the launch of the New RCI Exchange I am not able to pull (or trade into) these resorts, or similar resorts. I do not think it is right that I now have to combine two weeks, and pay an extra $100.00 to stay at the same resorts. Please tell me how I can benefit from the New RCI Exchange?

Name: RCI
Time: Thursday, January 6, 2011

Great questions, old hand. Aside from the combine fee, there are really no restrictions to combining deposits. It is important to note that when deposits are combined, the “new” Combined Deposit will have a new expiration date of two years from the date combined. For example, if you were to combine three deposits today, the new Combined Deposit would have an expiration date of 1/31/13. If deposits are combined and then exchanged for a vacation, any unused Deposit Trading Power will automatically be placed into your RCI account as a Deposit Credit! If you have any additional questions please feel free to contact us at Thanks for reading the RCI Blog!

Name: RCI
Time: Thursday, January 6, 2011

Hi Walldna, these new enhancements were put in place with a goal of helping members get the most value, flexibility and choice out of their subscribing membership. However, the components of Deposit Trading Power and how it is calculated have not changed in any way. Some elements of the specific exchange vacation you're looking for may be different in this case, so please email us at with your contact information so we can review your account and give you a call.

Name: Fran
Time: Friday, January 21, 2011

I own at orange lake,FL and the trading power you gave me is less than i can do a internal exchange for. It doesn't seem right that i can't exchange even at my home resort.

Name: RCI
Time: Wednesday, February 2, 2011

Hi Fran, thank you for your comments regarding internal exchange. We would like to help you get back to your home resort. Each week and unit type at your resort has an exchange value based on the same factors as before, which include supply and demand, unit size and season. As an owner you are given priority for a certain time period over non-owners looking to exchange into your resort, however in order to ensure the exchange process is fair for all, you do need sufficient deposit trading power in order to reserve a week. Please send your contact info to us at, we'll be able to look into your account and provide our recommendations for your best exchange options.

Name: Lisa
Time: Monday, February 21, 2011

I too am having trouble sorting out the new Trading Power system. I see that my week at home resort in Ottawa Canada has a trading power of 14. I used the Exchange Planner to see in theory what that exchange could get me. I find I now can't get into any of the resorts we've previously exchanged into because my trading power is so low. So unless I'm not interpreting correctly, my week is now basically useless unless I want to combine TWO or more weeks to bump up to have the trading power that will allow me to go to Mexico, Florida, etc. How is this an "enhanced member benefit" ??

Name: RCI
Time: Wednesday, March 2, 2011

Hi Lisa, thanks for commenting. Let's see if we can help you understand the new system a bit better, which can be tricky at first. Currently, there are plenty of units available on the coast of Mexico through the end of the year that require a trading power of 14 or less to exchange into. The Florida coast also has available space for an Exchange Trading Power of 14 or less for all of 2012. RCI TV (click on the All About Weeks channel once you login) and have some great information to help you get started in searching for a vacation, or you can reach out to us at and we can look at your available exchange options with you.

Name: Avril
Time: Saturday, March 5, 2011

What a rip off - most confusing system I've ever heard of. Supposed to be an "enhancement" to our membership but I find I can't exchange my week for another week due to trading power - I need to use 2 weeks! In promotional literature, it quotes "in addition to the traditional one-for-one exchanges" which suggest a one-for-one exchange still exists - Trading Standards here we come as feel totally ripped off.

Name: RCI
Time: Friday, March 11, 2011

Hi Avril, thanks for your comment. As with anything new, we are doing our best to educate members and highlight all the great tools that are available on There are some great resources available on RCI TV (login to view the All About Weeks channel) and Inside RCI ( to help explain the enhancements and help you get the most from your RCI membership. We also guarantee you will have access to at least 35,000 available exchange vacations when you deposit your week. For more information on this guarantee, go to If you'd like us to take a look at your account, please send your account info to us at Getting you on a great vacation is our goal, so let's see what we can do to get you started!

Name: old hand
Time: Saturday, March 12, 2011

I've now banked and exchanged with Trading Power as well as done a combination for the leftover TP. I'm happy - but that is most likely because I am banking 2 bedroom Hawaii units and coastal Oregon 1 bed units with decent TP.

As I have floating weeks, I have used the Deposit Calculator to learn which weeks to request to maximize my trading power. I can guess that if an owner allows the Owner Services of their resort to randomly assign a week for banking, they will not have maximum trading power. It was a tedious + time-consuming process to go through week by week to learn the TP, and therefore the best weeks to bank, but I think I understand system better and can gain the benefit of it. (A chart for the year would be handy.) I then called and reserved the weeks with best TP I could get and waited for the confirmations. Then did the banking with the confirmation in hand. I thereby maximized my trading power. (A few years ago I had Wnydham bank for me and lost a bonus week because they randomly assigned a unit just a few weeks out that did not qualify me for bonus. So I learned from that experience.)

I appreciate that I don't have to 'spend' all of my Hawaii power to settle into Tehachapi, CA for example. The two are definitely not the same! Same for a 1 bedroom in Palm Springs - not the same as 2 bedroom in Hawaii.

Wyndham for example would love to have me convert my weeks to their point program - for a fairly substantial fee. This provides many options that I would have used if in a points program - without paying the conversion, and upsale.

Thanks RCI. There is more flexibility.

Name: RCI
Time: Monday, March 21, 2011

Hi again, old hand, thanks for the kind words and for your suggestion. Unfortunately the trading power chart you mention isn't something RCI would be able to provide because it would need to take into consideration how far in advance a week is deposited, bedroom size and all of the other factors that go into the calculation of trading power. However, members do have access to the Deposit Calculator to determine the trading power of a Deposit based on the Deposit date. It sounds like you're pretty familiar with how the Deposit Calculator works, but if there are any other questions we can help answer for you, please email us at and we'll be happy to help you!

Name: jewalann
Time: Monday, April 11, 2011

Ok...I just want to verify that I am reading this correctly. If I have a trading power of 35 and the vacation I want to exchange for is 25 then I will receive a deposit credit of 10. Here is the confusion- Do I have to use another week in order to use those 10 deposit credit points or is that another week itself- if I can find something for 10 credits of course?

We have 4th of July week on the beach so our trading power is really good and everything we are interested in exchanging for is much less but we don't want to waste the points if we can't use them. I understand we can combine with the next year's week, but we can't seem to find anything that we want to do that requires that much trading power.

Name: RCI
Time: Friday, April 15, 2011

Hi jewalann, excellent question! There is no need to combine another week in order to use that Deposit Credit. In fact, there are many vacations available that require a Deposit Trading Power of 10 or less, so you may even get another Deposit Credit!

Name: Hassan
Time: Sunday, May 1, 2011

I have been an RCI member since 1987 and have made many exchanges over the years,but with this new trading power system I don't see the reason to stay a member after my membership expires.Owning a timeshare is difficult enough these day with the soaring maintenance fees and now this, I will leave RCI with great memories and thanks for the past

Name: RCI
Time: Thursday, May 12, 2011

Hi Hassan, we're pleased to hear that you've had some great memories with RCI, but are very sorry to hear that you are thinking of letting your subscribing membership expire. It takes a bit of time to understand how the new enhancements to the RCI Weeks program work, but we've created several online tools to help you, and we're here to answer any questions you may have. There are some great resources available on RCI TV (login to view the All About Weeks channel) and Inside RCI (

With these new enhancements it is also important to know that the key is to Deposit early! You will receive the maximum available trading power for your Deposit to use for exchange as long as it is deposited at least 9 months in advance of its start date.

We encourage you to contact us if you have any questions after reviewing the online tools. Thanks for reading!

Name: Roland
Time: Friday, May 27, 2011

I agree with Hassan comments that there is little reason to stay with RCI. Years ago there were many units available, then came Points, and now with the recent changes there are far less units to trade for. It doesn't make sense to combine several weeks to get one week when you consider the paying 2 years of maintenance fees, plus the combining fee. It make more sense just to get out of RCI.
I believe RCI is killing the goose that laid the golden egg.

Name: Mary
Time: Friday, May 27, 2011

I just bought my timeshare and they gave me two weeks every year plus 40,000 points every year. My points will start next year. My two weeks can I use it instead for 1 week with 2 bedroom instead of 2 weeks? By the way I just have 1 bedroom timeshare?

Name: RCI
Time: Monday, June 6, 2011

Hi Roland, thank you for sharing your opinion. RCI now has more affiliated resorts than ever before. Of course, as always, availability will depend on what is deposited with us, as well as supply and demand. If you'd like, we can take a look at your account together and discuss your vacation options with you. Please email us at and we'll be happy to work with you!

Name: RCI
Time: Monday, June 6, 2011

Hi Mary, can you send an email to us at We want to make sure that we understand your question. Thanks! Oh… and welcome to the family of RCI subscribing members!

Name: Maddie
Time: Thursday, June 30, 2011

I made an exchange last year and wanted to go back to the same resort this year. My friend who has a timeshare as well told me that you can't go back to the same resort within 4 years. Is that true on the new power trading process?

Name: RCI
Time: Friday, July 1, 2011

Hi Maddie, great question! This rule that you are referring to is a resort-placed restriction. These resorts typically allow only one visit every three, four, or five years (to the same resort, resort group, or area).

Please note that this only applies to some resorts. If you'd like us to check what the restrictions are in your case, please feel free to email us at and we'll be happy to look into it for you.

Name: happy12
Time: Wednesday, September 28, 2011

hekp me to find exchange for london area for october15,11 or late

Name: RCI
Time: Thursday, September 29, 2011

Hi there, happy12. We’d love to help you with finding an exchange, but first we’ll need some information from you. Please email us at with your account ID and contact info so that one of our team members can give you a call.

Name: Tom Kenmire
Time: Monday, January 2, 2012

We would like to take our two small pets on holiday with us in April 2012 preferably in the north east

Name: RCI
Time: Tuesday, January 3, 2012

Hi Tom, to find out which pet-friendly resorts are available in April 2012 just give us a call! One of our vacation guides will be happy to help.

Name: Jack
Time: Thursday, February 9, 2012

Looks like the most trading power I can get for a week in July for my resort is 26, but it requires 30 to trade back in for the same week (or a week or two before or after). I only use RCI for internal trades in my own resort and now I can't even do that. What value does RCI offer me now? It seems to me there needs to be an exception for trades within your own resort.

Name: RCI
Time: Thursday, February 16, 2012

Hi Jack, thank you for your comments regarding internal exchange. We would like to help you get back to your home resort. Each week and unit type at your resort has an exchange trading power value based on the same factors that have been in place even before the RCI Weeks enhancements were introduced, which include supply and demand, unit size and season. As an owner you are given priority for a certain time period over non-owners looking to exchange into your resort, however in order to ensure the exchange process is fair for all, you do need sufficient Deposit Trading Power in order to reserve a week. It is also important to note that since Exchange Trading Power is constantly fluctuating based on supply and demand, you may find an Ongoing Search to be successful. Please send your contact info to us at, we'll be able to look into your account and provide our recommendations for your best exchange options.

Name: lu
Time: Sunday, March 25, 2012

I have been an RCI member & timeshare owner since 1986; and I am having the same experience as most of the other long-term timeshare owners on this blog & every where else. RCI provided great vacation exchanges for me until the new Weeks Exchange Program went into effect a few years ago. Since that time, even with weeks, we are on a points system, no matter what. I am given a numeric (points) trading value, for my 4BR Gold Crown Resort, which is not even enough to exchange back into that same (home) resort, for the same seasonal time period. This is extremely unfair and of no benefit to me as an RCI member.

In addition, I am no longer able to exchange into any of the resorts that I used to exchange into, due to my new lack of trading power. RCI makes it sound very easy to deposit your week 2 years in advance. They do not mention that this means you would also have to pay your home resort your annual maintenance fees 2 years in advance, to be able to have use of those weeks from your home resort, so that you can deposit them 2 years in advance with RCI. I don’t know about you but my maintenance fees are currently $800 per year, up from $300 when I 1st purchased my time share, and increasing each year. This takes out all of, what used to be, the financial benefit of owning & exchanging a timeshare vs. staying in hotels when on vacation. If I have to pay at least $2400 in advance maintenance fees, just to be able to deposit my week far enough in advance to get enough trading power to exchange into the timeshares that I used to exchange into under the old RCI program, then my RCI membership is no longer of any financial benefit to me. I might as well go back to planning & saving for my vacations 1-2 years in advance, and staying at really nice hotel resorts. It seems like that is what my RCI membership has turned into anyway.

One of the best benefits of RCI membership was being able to take frequent, hassle-free vacations with little to no pre-planning or accommodation expenses. This has all changed. It is very discouraging and seems to be the end of what used to be a great mutual service for both me and RCI. As others have said, this will most likely be my last year with RCI.

RCI, thank you for the great past vacations! ...and if I may offer a few words of advice; please rethink this new system, and develop a system that is fair to your long-term members also, if you are truly interested in retaining them. This is a tough economy for travel, and loyal customers with over 10-20 years of membership should count for something & should be valued. Please listen to your customers. They are trying to tell you this new system is not working for their benefit.

Name: Kirk
Time: Monday, April 9, 2012

We went to a Wyndham resort for a timeshare presentation this past week. Wyndham Worldwide owner of RCI. We learn some updates to take place with RCI. We are in WEEKs, not POINTS system. We were told that the WEEKS system will be phazed out in 2-4 years or when Points take 51% of RCI timeshare offerings. Those of use that have Weeks written into contracts will lose the right to trade in week to RCI. Interval will be changing to this full point system too but is a year or two behind.. Is there some truth to this. Please explain

Name: RCI
Time: Wednesday, April 11, 2012

Hi Lu. We are certainly sorry to hear of your frustration. While RCI does allow members to deposit up to two years in advance, resorts do have their own rules in regards to depositing. Some require maintenance fees be paid prior to depositing, others don’t. You will receive the maximum trading power for your week if you deposit it at least 9 months in advance. Therefore, we encourage you to work with your resort in regards to getting your maintenance fees paid so you can deposit your week at least 9 months in advance.

Since Exchange Trading Power is constantly fluctuating, have you tried entering an Ongoing Search for the resorts/areas you want? This is really helpful in searching for the vacation you want rather than just spot checking for availability periodically on

If you would like me to take a closer look at your account and vacation options, please send me an email at

- Kathleen M.
RCI Customer Care

Name: RCI
Time: Tuesday, April 24, 2012

Hi Kirk, thank you for your comment. It sounds like there might be a miscommunication. It is simply not true that the RCI Weeks program is being phased out. If you could provide the name of the affiliated resort where you attended the presentation, we plan to have our account representative share these concerns with the resort.

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